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Branch - Personal Finance App 2.7.1

Updated: October 09, 2020

More informations

License: Free
Version: 2.7.1
File size: 5.3 MB
Publish date: September 28, 2020
Minimum OS Android 4.1+ (Jelly Bean)
Category Android Finance Apps
App name com.branch_international.branch.branch_demo_android

Screenshot thumbnail

About Branch - Personal Finance App app

Table of contents

  1. CloudApks's Review
  2. What's New
  3. Description
  4. User's Reviews
  5. Instruction for installing
  6. FAQ

CloudApks's review

Branch - Personal Finance App app is a free Android Finance app, has been published by Branch International on September 28, 2020.

Branch - Personal Finance App 2.7.1 is latest version of Branch - Personal Finance App app updated by CloudApks.com on October 09, 2020. On this page you can find Branch - Personal Finance App apk details, app permissions, previous versions, installing instruction as well as usefull reviews from verified users.

Branch - Personal Finance App app apk we provide on this webiste is original and unmodified, no viruses or malware, no additional costs. If there are any problems about downloading, installing this app apk, please let us know.

What's New (Latest updates)

• Bug fixes and improvements.

The Description

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.


Loan Amounts: INR 750 to INR 50,000
APR: 31% to 36%
Example Fees: For a loan of INR 9,000, an interest fee of INR 548, a processing fee of INR 800, and GST of INR 144. No late fees or rollover charges.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

Loan Amounts: Ksh 250 to Ksh 70,000
APR: 22% to 240%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

Loan Amounts: ₦1,000 to ₦200,000
APRs: 33% to 261%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 33% to 261%
Example Fees: For a loan of Tsh 120,000, a flat fee of Tsh 31,200. No late fees, rollover charges, or origination fees.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.


The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.

* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees on loans
* Lower fees, and flexible payment terms as you repay

Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!


Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.


Financial Times - TechCrunch - Forbes - Bloomberg TV - Huffington Post - Wall Street Journal

CNBC Africa - K24 - KTN - KBC - Business Daily - Daily Nation - The Standard


We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!

Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co

Ratings and Reviews

4.2 out of 5
309K+ Ratings
5 ★ (48112)
4 ★ (5899)
3 ★ (7308)
2 ★ (17027)
1 ★ (230992)

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  • 5 : This is a wonderful loan app, I have tried all app this one is great, very fast no stress at all am very grateful, the challenge I had was to pay back I heard to you the same account I registered, please keep it up. This app is more than all the loan apps I have tried, they don't disturb you, they give you time,on like other app they keep calling you before the due date, but this no problem at all, just pay back at the right time you enjoy them.thank you. This platform is the best like I have
  • 5 : Wow I love this app everything about it is direct very brief and quick, this is the third time I had borrowed through an app I found what branch just did amazing it didn't give me any stress all unlike both 3 aur for others I had tried earlier which war not straight forward in there approaches as a result I could not borrow from any of them , And branch app always help me out . Keep up the good work guys.
  • 1 : Total time waste app. I had paid my fisrt loan on 2 days before the date. And after that my second loan was rejected. This app is worst. And i get loan on other app regularly. The kissht app is good and very helpful app. When i paid my previous loan. Then every time i get increase loan amount.
  • 5 : This app is among the best so far and they will give you the best service you ever wanted..,only but to try and repay as early as possible the sky will be your limit..,nevertheless there customer care are very caring and they have manner of approach, Kudos and keep it up! Cheers
  • 5 : Wow, this loan App is easy and straight to the point... After completing the registration requirements, I was offered some loan ranges, I made my choice...I was also giving a very flexible repayment period... I strongly recommend this loan App to any genuine person that needs quick instant cash
  • 5 : Best lending app in Kenya ...I love it.. They send your money direct to your M-pesa account. Lately I was late on paying back my loan but fortunately I have fully paid and cleared .And the discount they have been awarding is true . With branch you can get your emergencies covered if you loyal with them too . Am sure they gonna lend me again . Branch are loyal not like any other apps there...Thank you guys I give you 5stars you're the best I like your services it's quick and fast and reliable
  • 4 : The customer support is 100% swift.. I cannot create a paragraph as the button send message instead. Add a reply button to a particular message. Make jpeg file & text to be loaded and sent same time. Am not happy with the loan term duration. You said loan of 30 days is 28 days repayment this' bad. Why not the 30 days period for repayment ? The term of 30 days retrogressing to 28 days is misleading and does not give good image
  • 1 : First time registering and am having difficult signing in. I'm told to reconnect with my other branch account but when i try to access the account looks like validation code is sent to another mobile number which is never mine. Please fix this. Or add some other ways registering like email validation
  • 5 : Branch is simply amazing. I've been trying other apps but couldn't get a loan but Branch credited my account within few minutes. I would have given you 5 stars if you had approved a higher loan to at least meet up with the need for applying for it. That notwithstanding, I will repay my loan before t...thank you branch
  • 5 : Branch is the best financial loan lender to partner with. I give you 5-star. The only thing that pains is that after making the first payment before the due date. Since then I'm unable to get another loan, the app keep telling me to try again in the next 28 days since 6 months ago now which is very bad.
  • 5 : Branch personal loan is the best, app I ever see compared to other apps that charge for service before loan. Infact this app is easy to anyone and the interest rate very low, duration of repayment is superb, within view minutes you get your loan offered I'll proclaim this app for my family and friends. My first 5k and duration is 28 days with interest of 1k, I love this app die.
  • 5 : Very easy and a reliable loan platform,the refund payment and disbursement process is also the best out out of the platform, however I plead for the reduction in your loan interest,kindly review the 20% interest in favour of both the lender and the platform, that will make more people to patronize you guys, But In all say kudos to you guys.
  • 5 : It is the best loan app with low interest, but some times it takes hours to process application and after that it grants you a loan. And also when you pay back on time you get access to higher loans.
  • 5 : Very nice just that the amount is too small, but it is easier and helpful. I said before this is one of the best app but the loan is very small. I like the app it doesn't give stress to collect loan and it have a good interest rate.
  • 1 : The new upgrade is a sort of trash to me because there's no option to fund your wallet from your card linked to the branch wallet directly, there's no other way to fund your wallet apart from doing that with loan, if possible, I'd give it a 0 rating

Instruction for installing Branch - Personal Finance App app apk on Android devices

Step 1: Download Branch - Personal Finance App app apk on this page, save it to easy-to-find location.

Step 2: Make sure that third-party applications are allowed on your device. Go to Menu > Settings > Security and check Unknown Sources to allow your device to install applications from sources other than the Google Play Store.

Step 2: Open Downloads on your device by going to My Files or Files, tap the APK file you downloaded (com.branch_international.branch.branch_demo_android-v2.7.1.apk), tap Install when prompted, this app will be installed on your device.

Note: Detailed steps may be varies with device. This apk file can also be installed on other devices like Windows, PC, Mac, Blackberry, ... Feel free to contact us if you have any questions.


Q: What is an APK File?

A: An Android Package Kit (APK for short) is the package file format used by the Android operating system for distribution and installation of mobile applications. Just like Windows (PC) systems use an .exe file for installing software, Android does the same.

Q: Why CloudApks.com can guarantee APK 100% safe?

A: Whenever someone wants to download an APK file from CloudApks.com, we'll check the corresponding APK file on Google Play and allow user download it directly (of course, we'll cache it on our server). If the APK file does not exist on Google Play, we'll search it in our cache.

Q: If I install an APK from CloudApks.com, will I be able to update the app from the Play Store?

A: Yes, absolutely. The Play Store installs APKs it downloads from Google's servers, and sideloading from a site like CloudApks.com goes through a very similar process, except you're the one performing the downloading and initiating the installation (sideloading).
As soon as the Play Store finds a version of the app newer than the one you've sideloaded, it will commence an update.

Q: What are Android Application permissions?

A: Applications require access to certain systems within your device. When you install an application, you are notified of all of the permissions required to run that application.

App Permissions

Branch - Personal Finance App app apk 2.7.1 apk requires following permissions:
  • Allows an application to read the user's contacts data.
  • Allows an app to access approximate location.
  • Allows an app to access precise location.
  • Allows an application to read from external storage.
  • Allows an application to read SMS messages.
  • Allows an application to receive SMS messages.
  • Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.
  • Allows applications to access information about networks.
  • Allows applications to access information about Wi-Fi networks.
  • Allows applications to open network sockets.
  • Allows an application to receive the ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
  • Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
  • Allows access to the vibrator.
  • Allows an app to create windows using the type TYPE_APPLICATION_OVERLAY, shown on top of all other apps.
  • Required to be able to access the camera device.
  • Allows an application to record audio.
  • Allows an application to write to external storage.

Previous versions

Branch - Personal Finance App 2.7.1:
Published on: September 28, 2020
File size: 5.3 MB
Download Apk